SOLUTIONS OUTLOOK 2010 On the Cover: Janet Trautwein, CEO at the National Association of Health Underwriters, believes that any successful health care reform must include health insurance agents and brokers. Any reform must strengthen both the health care system and the economy while addressing spiraling costs.
| Overall Outlook Companies Face Challenges as Millennium Closes Mixed economic signs, specter of health care reform befuddle companies looking to get back on track |
Motivation, Recognition, Rewards Not Enough to Retain Top Talent Companies gain long-term benefits by engaging employees |
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Health Care Consumerism
 Reforms Must Strengthen System, EconomyTo be successful, any reformed delivery system must include health insurance agents and brokers |
Incentives in Wellness Rewards Can Improve Health Properly designed wellness programs create happier, more productive workers while reducing employer costs |
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Health Plan
 Reform Prospects, Recession Top Concerns Future Care survey shows cost sharing not as important |
Medical Travel Savings Provide Draw for ConsumersGreater provider buy-in remains stumbling block to wider adoption |
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Pharmacy Benefit Management
 Strategies Help Manage PharmacyWorkers make better purchases with financial incentives |
Voluntary and Supplemental Health Benefits Flexibility Offers AppealNeeds and wants of a diverse workforce differ with age |
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Behavioral Health
 Add Value When Implementing Parity ActMental illness, substance abuse cost U.S. employers up to $105 billion a year |
Retirement Planning and Financial Education  Plans Face Regulatory ChangesCompanies’ commitment to their defined-contribution plans remains high |
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Integrated Care:
Disease Management & Wellness  Population Health Management GrowsGreater collaboration, increased use of health information technology seen as factors |
Benefits and Compensation
 Companies Cautious About UpswingMerit increases, 401(k) matches, and bonus payouts expected to rise, but at modest levels |
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Talent Management
 Pay For Performance Beats Entitlement Now is the time to act to put long-term pay plan into place |
8th Annual Study of Employee Benefits Trends
By Anthony J. Nugent
AmeriFlex
Employers Should Look at HRAs DataPath
What a Crazy Year for COBRA UMR
Taking Consumer-Driven Health Plans to the Next Level Prescription Solutions
Specialty Pharmaceuticals: Going Beyond the Prescription Bravo Wellness
Good Driver Discount’ Should Apply to Health Care, Too Best Buy
Incentives make wellness programs more rewarding Transitions
Focus on Vision, Calculate Savings By Pat Huot  |
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Employee Communication & Education
 Employers Must KeepRank-and-File in the Loop Listening to employees also a vital skill |
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Professional and
Career Development  Don’t Expect Complete Rebound This Year Current economic data show evidence of a rocky recovery |
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